Two annuities will each be payable monthly in arrear for 10 years. Under annuity \(A\) the monthly payments made in year \(t\) will be \(11−t\), while under annuity \(B\) the monthly payments will be \(1.05t\) . At an effective rate of \(i\) per annum the present value of annuity \(A\) is 5 times that of \(B\). Find \(i\) to the nearest 12%

I can find an annuity formula for annuity \(B\), but I'm struggling to get one for annuity \(A\)?