Welcome to the hotseat. We've prepared a guide if you'd like to read more about how it works.

Estimating the rate of mortality using initial exposure or using force of mortality already calculated

0 votes
asked Jun 17 in BUS 3018F - Models by Luke (350 points)

I refer to Tutorial 5 part 2:

You are carrying out an investigation into the mortality experience of pensioners. You have been given the following data:

  • the number of deaths aged x nearest birthday at death
  • the years of exposure to risk of lives aged x next birthday during the period of investigation (derived directly from dates of birth and exposure)
Question i) asks us to identify the most appropriate rate interval and then to estimate the force of mortality for lives aged x exactly.

Question ii) then asks us to explain how to estimate \(q_{x}\).
Since in question i) I manipulated the central exposed to risk data to find an appropriate \(E_{x}^{c}\) such that the principle of correspondence holds, my next assumption was that deaths were distributed uniformly over the rate interval, so I can estimate \(E_{x}\) by \(E_{x}=E_{x}^{c}+\frac{1}{2}d_{x}\)
Why would this be incorrect, with the correct answer to use the force of mortality that we calculated in i) to arrive at \(q_{x}=1-e^{-\frac{1}{2}(\mu_{x}+\mu_{x+1})}\)?

1 Answer

+1 vote
answered Jun 17 by joshua_wort (1,390 points)
selected Jun 17 by Njabulo.Dube
Best answer

It would be incorrect in using \(E_x\) since you would then be finding \(q_{x-\frac{1}{2}}\), as the start of the rate interval is for lives aged \(x-\frac{1}{2}\) exact. Instead you are asked to estimate \(q_x\), so that is why you use the assumption that the force of mortality is linear between ages \(x\) and \(x+1\) in order to find \(q_x = 1 - e^{-\frac{1}{2}(\mu_x + \mu_{x+1})}\)

commented Jun 17 by Luke (350 points)
edited Jun 17 by Luke

Ok, thanks, this makes sense. So, to be clear, if the question hadn't asked for age x exact, my method mentioned above would be correct? And I would have been able to specify that I was estimating the rate of mortality for x+f with f equal to 1/2

commented Jun 17 by joshua_wort (1,390 points)

Your method above would have then been correct.