The way I would approach this is to treat it like any other increasing annuities question:
The present value is R80000, since that is the amount we must pay back.
We know the number of monthly payments, we know the annual interest rate which we can use to calculate the monthly effective interest rate, and we know the growth factor. The only thing we don't know is the amount for the first payment in one months time.
If you set up the equation of value, you should see that every payment after the first payment, is equal to the first payment multiplied by increasing powers of the growth factor. So, you can take out the common factor (the first payment), and solve for it.
If you have the value of the first payment, you can just solve for the last payment by multiplying the first payment by the growth factor with the appropriate exponent.
I hope this helps.